Explore frequently asked questions around Travel Risk Management
Travel Risk Management is a comprehensive solution to keep organisations and their travellers safe. It’s made up of medical, security and travel assistance components and the travel risk program’s objective is to mitigate risk to an acceptable level. At its core, it is the practice of actively considering threats that your staff, students, or assets could face while abroad and preparing them and your organisation to handle them. Travel Risk Management combines both proactive and reactive elements and offers specialised services beyond traditional business travel accident insurance policies (BTAs) to truly ensure your duty of care obligations are met. A comprehensive Travel Risk Management plan should leverage medical and intelligence experts, travel technology, and include pre-, during, and post-travel elements. These are the key benefits of Travel Risk Management Support.
Travel medical assistance is important when you’re travelling outside of the area or country where your healthcare plan exists. This type of assistance supports travellers before, during and after their trip with health and medical related needs. Some of the things your medical assistance company can help you with are locating medical providers in your language (or a translator if needed), arranging transportation, coordinating evacuations, and replacing lost or run out medication. Some common ways one could utilise this service when ill abroad is to use telehealth services or receive guidance in finding the closest local hospital with specific capabilities for your condition.
Our global team of World Travel Protection (WTP) medical consultants are all clinically practicing specialists as well, so when travellers need emergency medical support, expert help is available 24/7. Learn more here. Having a medical assistance company in place helps reduce stress for those in need, and also helps those responsible for their wellbeing ensure other potential risks are limited.
Yes! Travel Risk Management is different from health, travel, or trip cancellation insurance. Rarely do even the most comprehensive insurance plans include access to all of the following:
- Pre-travel briefings
- Security, risk and intelligence insights
- Access to travel technology that monitors for potential travel disruptors 24/7
Yet all are important to help you stay safe while abroad. Travel Risk Management and insurance work together to provide a comprehensive care package for travellers and help with cost containment should an incident occur.
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